Company Profile

Company Description:

ALL ABOUT AFA... American Fidelity Assurance Company (AFA) is glad you are interested in becoming a part of our family. As a member of the AFA family, you will gain the ability to implement well-proven sales practices and successful market strategies as you move down a rewarding path. The support, appreciation and compensation that you receive from AFA will affirm your importance as one of our select Colleagues. A career with AFA is full of promise and opportunities as you make a difference in the lives of hard-working people like yourself. That is the true measure of success. Now we would like to take a moment to formally introduce ourselves and tell you more about us. Who We Are... Founded on the principles of fairness and financial security 45 years ago, the AFA family has been a leader in providing voluntary products and services in the worksite market. We are a unique family-owned organization who is dedicated to serving our customers with family values. Built on a strong financial foundation, AFA has grown to become the fourth largest private family-owned life and health insurance company in the United States. Experience, strength, diversity and commitment to customer service are the key elements that have allowed AFA to continually maintain a profitable operating position and earn the trust of thousands of employers. Our top priority is providing outstanding service to our customers. We make a promise to deliver exceptional, quality end-to-end services before, during, and after the sale with our salaried benefit advisors. We specialize in providing voluntary products and services to employees of business and government organizations. American Fidelity Assurance Company Headquarters is in Oklahoma City, Oklahoma. What We Do Best... Protecting America’s Paychecks® In AFA’s long history, we have always strived to provide quality products and services to our customers. Our products and services are designed to help protect the customer’s paycheck and provide financial security in the case of the unexpected. Our goal is to provide friendly and efficient enrollment, easy hassle-free policy issue and accurate payment of claims for our customers. • Disability Income Insurance • Section 125 Administrative Services - Flexible Spending Accounts - Health Savings Accounts • Life Insurance • Limited Benefit Accident Only Insurance • Limited Benefit Cancer Expense Insurance • Health Reimbursement Arrangements • Hospital Indemnity Insurance • Supplemental Limited Benefit Medical Expense Insurance Bill Cameron, Chairman,President & CEO: “I am proud of the products and services we sell and the difference we make in people’s lives. Reputation means everything.” Achievements & Ratings: In our 45 year history, we have worked hard to be an upstanding company that our customers can rely upon. We have received and maintained some of the highest ratings in our industry, but perhaps the one we are most proud of is being named to Fortune’s 100 Best Companies to Work for in America (Fortune Magazine, 2007 issue). For four consecutive years (2004,2005, 2006, and 2007), we have ranked as the highest life and health insurance company on the list. At AFA, we do more than talk about high standards; we practice them everyday with our employees and are committed to practicing those same high standards with you and your clients. A+ (Superior) rating by A.M. Best Co.: Each year, the A.M. Best Company, an insurance company rating service, reviews companies based on a strict review process for financial stability. AFA has been rated an A+ (Superior) since 1982. Considered one of the nation’s leading insurance company rating services, A.M. Best bases its ratings on an analysis of the financial condition and operating performance of insurance companies in such vital areas as: Competency of Underwriting, Control of Expenses, Adequacy of Reserves, Soundness of Investments and Capital Sufficiency. Best’s Insurance Reports: Life and Health, United States and Canada, 2005 edition (A+ is 2nd out of 16 with 1 being the highest). Api rating from Standard & Poor’s (S&P’s highest solvency rating) The 2005 Standard and Poor’s Insurance Rating Report gives AFA an “Api” rating. The qualified solvency ratings assigned by S&P are based on the analysis of quantitative data such as Capital Strength, Quality of Assets, Profi tability and Liquidity. StandardandPoors.com 8/17/06 (Api is 9 out of 24 ratings with 1 being the highest). A+ (Excellent) rating from TheStreet.com, Inc. (Formerly Weiss Ratings, Inc.) Because of AFA’s fiscal strength and financial security, AFA is rated “A+” (Excellent) with TheStreet.com, Inc. This places AFA on the list of TheStreet.com, Inc. Recommended Companies, an elite group of life, health and annuity companies. AFA’s rating represents the top one percent of insurance companies. Weiss Ratings Guide to Life, Health and Annuity Insurers, Summer 2006 (A+ is 1st out of 16 with 1 being the highest). IMSA Certified: The Insurance Marketplace Standards Association (IMSA) is a voluntary membership organization whose purpose is to promote high ethical standards in the sale of individual life insurance and individual annuity products by its member companies. AFA became IMSA certified in June of 1999. “As the highest-ranking insurance company named to Fortune’s magazine 2007 list of the 100 Best Companies to Work For in America, we know that satisfied employees result in satisfied customers, which is an important foundation of American Fidelity’s approach to business.” - Dave Carpenter-Office of the Chair, AFC.